Terms & Privacy Policy – Quick Quote
Service Name: Quick Quote
Operated By: The Katerberg Rappuhn Agency
Insurance Provider: Farm Bureau Insurance of Michigan
© 2026 The Katerberg Rappuhn Agency. All rights reserved.
1. Proprietary Rights
Quick Quote, including its design, features, functionality, and content, is the exclusive property of The Katerberg Rappuhn Agency. You may not copy, reproduce, distribute, modify, or create derivative works from this service without our express written permission.
2. Information We Collect
When you use Quick Quote, we collect personal and nonpublic personal information including, but not limited to:
- Name
- Phone number and email address
- Physical address
- Vehicle and property information
- Driving history and insurance history
- Other information necessary to provide an insurance quote
3. How We Obtain Information
We obtain information from the following sources:
- Information you provide directly through Quick Quote
- Motor vehicle records, claims databases, and consumer reporting agencies as permitted by law
- Public records and databases
- Farm Bureau Insurance of Michigan and its affiliates
4. How We Use Your Information
Your information is used to:
- Generate insurance quotes
- Evaluate eligibility for insurance products
- Underwrite, issue, and service insurance policies
- Communicate with you regarding quotes and insurance needs
- Comply with legal and regulatory obligations
- Improve our services and customer experience
5. Consent to Contact & TCPA Disclosure
By submitting your information through Quick Quote, you provide your prior express written consent to be contacted by The Katerberg Rappuhn Agency and Farm Bureau Insurance of Michigan at the phone number and email address you provide.
You agree that we may contact you for marketing, informational, and insurance-related purposes, including through:
- Phone calls (including to wireless/mobile numbers)
- Text messages (SMS/MMS)
Calls or text messages may be made using an automatic telephone dialing system (autodialer), artificial voice, or prerecorded message.
Your consent is not required as a condition of purchasing insurance or obtaining a quote.
Message and data rates may apply. Message frequency may vary.
You may opt out of text messages at any time by replying STOP. For assistance, reply HELP or contact us directly.
6. Information Sharing
We do not sell your personal information. We may share your information:
- With Farm Bureau Insurance of Michigan for underwriting, policy issuance, and servicing
- With service providers who perform services on our behalf
- As required or permitted by law
7. Insurance Privacy Rights (GLBA)
In accordance with the Gramm-Leach-Bliley Act (GLBA), we collect and share nonpublic personal information only as permitted by law in order to provide insurance products and services.
We maintain physical, electronic, and procedural safeguards designed to protect your information. Certain information sharing may be limited as permitted by federal and state law.
For additional details, please refer to Farm Bureau Insurance of Michigan’s official Privacy Notice.
8. Data Retention & Security
We retain personal information only as long as necessary for business, legal, and regulatory purposes. We use reasonable administrative, technical, and physical safeguards to protect your information.
9. Quotes Disclaimer
Insurance quotes provided through Quick Quote are estimates only. Final premiums and coverage are subject to underwriting approval, verification of information, and eligibility requirements.
The Katerberg Rappuhn Agency and Farm Bureau Insurance of Michigan reserve the right to modify or withdraw any quote at any time.
10. Children’s Information
Quick Quote is not intended for individuals under the age of 18. We do not knowingly collect information from minors.
11. Limitation of Liability
To the fullest extent permitted by law, The Katerberg Rappuhn Agency shall not be liable for any indirect, incidental, or consequential damages arising from the use of Quick Quote.
12. Governing Law
This policy shall be governed by and construed in accordance with the laws of the State of Michigan.
13. Changes to This Policy
We reserve the right to update or modify this Terms & Privacy Policy at any time. Changes will be effective upon posting.
14. Contact Us
For questions regarding this policy or your information, please contact:
The Katerberg Rappuhn Agency
Grand Rapids, Michigan
Farm Bureau Insurance of Michigan – Captive Agency
Last Updated: February 2026